function mmLoadMenus() {
  if (window.menu_1) return;
  window.menu_1 = new Menu("root",182,20,"verdana",11,"#2C2B33","#FFFFFF","#FC9B33","#84979B","left","middle",16,0,500,-5,7,true,true,true,0,true,true);
  menu_1.addMenuItem("Questions to Ask","location='employer_questions.html'");
  menu_1.addMenuItem("Get a Quote","location='employer_questions.html#what'");
  menu_1.addMenuItem("Please Contact Us","location='contact.html'");
  menu_1.hideOnMouseOut=true;
  menu_1.menuBorder=1;
  menu_1.menuLiteBgColor='#84979B';
  menu_1.menuBorderBgColor='#FC9B33';
  menu_1.bgColor='#84979B';
  window.menu_2 = new Menu("root",160,20,"verdana",11,"#2C2B33","#FFFFFF","#FC9B33","#84979B","left","middle",17,0,500,-5,7,true,true,true,0,true,true);
  menu_2.addMenuItem("Questions to Ask","location='individual_questions.html'");
  menu_2.addMenuItem("Get a Quote","location='individual_questions.html#what'");
  menu_2.addMenuItem("Please Contact Us","location='contact.html'");
  menu_2.hideOnMouseOut=true;
  menu_2.menuBorder=1;
  menu_2.menuLiteBgColor='#84979B';
  menu_2.menuBorderBgColor='#FC9B33';
  menu_2.bgColor='#84979B';
  window.menu_3 = new Menu("root",190,20,"verdana",11,"#2C2B33","#FFFFFF","#FC9B33","#84979B","left","middle",17,0,500,-5,7,true,true,true,0,true,true);
  menu_3.addMenuItem("Employer/Benefit Manager","location='services_employer.html'");
  menu_3.addMenuItem("Individual/Family","location='services_individual.html'");
  menu_3.addMenuItem("Please Contact Us","location='contact.html'");
  menu_3.hideOnMouseOut=true;
  menu_3.menuBorder=1;
  menu_3.menuLiteBgColor='#84979B';
  menu_3.menuBorderBgColor='#FC9B33';
  menu_3.bgColor='#84979B';

  menu_3.writeMenus();
} // mmLoadMenus()